On Key West, Florida, former naval
officer Sam Martin ekes out a living chartering his cabin cruiser to
tourists. One morning Sam and his first mate Harvey are
stopped by Cuban revolutionary sympathizers Carlos Contreras and his
partner Juan, who ask to hire Sam’s boat. Wary of becoming
involved with the nearby political unrest, Sam refuses. Sam
and Harvey then take tourist Mr. Peterson out fishing, and he
loses the expensive tackle at sea.
Later, Peterson grudgingly promises to
pay Sam his near thousand-dollar, ten-day debt in full that evening.
At Freddy’s bar, Sam assures the easy-going bartender he will
finally pay his long-overdue bill. Gas station owner Arnold
finds Sam at the bar and demands payment for three months of gas for
the boat and agrees to meet Sam at Peterson’s hotel that night.
Sam then stops at home to see his wife Lucy and she reminds him
about back payments on the boat to lender Sy Phillips. That
evening, when Sam meets Harvey and Arnold at the hotel, he sees
Peterson being taken to jail for passing bad checks.
Dismayed, Sam visits Pop’s pawnshop,
where he hocks a clock for twenty dollars, then takes the money to
the small illegal gambling parlor behind Pop’s shop. Sy
attempts to talk Sam out of gambling, but Sam refuses and promptly
loses. Nearby, jovial gambler “Papa” Hanagan, overhears Sy and
Sam discussing the money owed on the boat. The next morning,
Hanagan and his Swedish girl friend Eva meet Sam on the pier and
hire him for a day trip.
Once at sea, Hanagan asks Sam to stop in
Havana, but Sam declines, explaining that the ongoing revolution
makes Cuba legally off-limits. Nevertheless, Hanagan pressures
Sam to drop them off on the Cuban coast, just outside Havana.
Sam demands a large extra sum for the arrangement and is surprised
when Hanagan agrees. That night, when Hanagan and Eva miss
their scheduled pick-up time, Sam anxiously slips into Havana to
look for them and finds Eva at a bar. Sam insists on being
paid and Eva asks him why he is not curious about where Hanagan gets
his money. Sam agrees to return to the boat and wait for the
couple.
Meanwhile, in a small room above the
club, Hanagan and several Cuban revolutionaries negotiate a gun
shipment promised by Hanagan. On the way back to the boat,
Hanagan kills a policeman who refuses to be bribed, then kills the
cab driver once they arrive at the boat. Sam is suspicious of
Hanagan’s activities, and at sea carefully avoids the Coast Guard
patrol boat. Back at Key West, Sam pays Freddy and Arnold
before being summoned by Commander Walsh, the head of the Coast
Guard, who has already questioned Harvey. Sam denies having
gone to Cuba, then is stunned to hear of the two murders. At
home, Sam tells Lucy the prior night’s activities and she assures
him that he is not responsible for the killings.
Later, Eva visits Sam to rehire him, but
he refuses. Eva reveals that Hanagan has purchased the boat
from Sy and Sam is outraged. When a policeman stops by with
Hanagan’s ownership papers and the request for the boat’s keys, Sam
frantically goes to Pop to ask for two thousand dollars to buy back
the boat, but Pop regretfully refuses. Sam worries about
having to deal with Hanagan, but Lucy agrees that it is the only way
to get back the boat. The next day, Hanagan tells Sam that he
will receive the boat plus a large bonus for a three-day trip to the
other side of Key West and a Cuban coastal spot. Sam returns
home to tell Lucy of the plan, but rouses Harvey’s suspicions when
he attempts to send him away for equipment. Harvey secretly
stows away on the boat, where Sam later hides a machine gun in the
hold before Hanagan and Carlos arrive.
On the far side of the island, the group
picks up two more men, including Hanagan’s anxious partner Buzurki,
with two large boxes of rifles. Carlos alone knows their
destination of Ibarra, Cuba and gives Sam the route. Later
Carlos goes down to inspect the rifles and is furious to find the
boxes full of rocks. When he protests, Buzurki shoots him and
Hanagan orders Sam to continue to Ibarra. Harvey appears from
the hatch at that moment in an attempt to save Sam, but is quickly
overpowered. When Hanagan wants to shoot Harvey, Sam points
out that if Hanagan kills Harvey he must also kill Sam, who is the
only one who can pilot the boat. Hanagan then forces Harvey
back into the hatch and the journey continues.
Near Ibarra, Sam fakes engine trouble,
but when he opens the engine hatch discovers that Hanagan has
already found the machine gun. Harvey then slips overboard and
swims toward shore. Buzurki and the other man shoot at Harvey,
but Sam guns the engines, knocking everyone off balance, and giving
him the opportunity to snatch Hanagan’s gun. Sam shoots all of
the men, but is wounded by Hanagan before killing him. Harvey
returns to the boat to tend to Sam’s wound and pilot the boat back
to Key West where Lucy is waiting.