Teddy Shaw works as a typist for a large, indifferent firm, but imagines herself as a sophisticated, well-read woman of the world.  Single and still living at home, Teddy welcomes the chance to vacation at the mountain resort, Camp Kare-Free.

Upon arriving at the camp, she meets Chick Kirkland, a handsome camp employee who accidentally drops her luggage and incurs her defensive wrath.  After Itchy, the social director, gives a demonstration in the art of dunking doughnuts, Teddy finds herself suddenly defending Chick's honesty to his mess hall employer.  Although Chick loses his waiter job, he pursues Teddy and eventually breaks through her snobbish exterior.

Deeply in love, Chick talks of marriage but tells Teddy he will marry her only when he has a good job.  After Chick suggests that, in the meantime, they indulge in premarital sex, Teddy runs from him and into the arms of Maxwell "Buzzy" Pangwell, a notorious womanizer.  Buzzy takes a rain-soaked Teddy to his cabin and tries to seduce her, but she proposes that they play backgammon instead.  Intent on making Chick jealous, Teddy spends the night at Buzzy's cabin playing backgammon by herself.

The next morning, Emil Beatty, Teddy's faithful but dull admirer, arrives to drive her home.  Sure of her faithfulness, Chick knocks out both Emil and Buzzy, chases after Teddy, and proposes.