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Highly insulted when Girl-Lure Magazine rejects her short stories as being too naive and sugary, Kelly Olsson buys some lurid paperback books, steals lines and situations from them, and writes The Swinger, the saga of a depraved young lady, which Kelly claims is semi-autobiographical.

Girl-Lure 's lecherous publisher, Sir Hubert Charles, and smooth editor, Ric Colby, doubt the authenticity of the tale and decide to pay Kelly a surprise visit.  Tipped off, she wins the help of some male dancers who live in her building and stages an orgy.  When Sergeant Hooker of the vice squad (another of Kelly's fellow tenants) raids the apartment, the delighted Sir Hubert agrees to publish the book, but Ric takes Kelly to his Aunt Cora in Malibu for help in reforming the wayward young woman.

Ric eventually learns of the deception and takes his revenge by forcing Kelly to recreate her streetwalker past for a photo layout in Girl-Lure.  His plan backfires, however, when Sergeant Hooker arrests him for forcible abduction.  After Ric explains the mix-up and obtains his release, he drives off and crashes into Kelly, who was racing to his rescue on her motorcycle.  The vehicles are destroyed, but Kelly and Ric end up together.